National Benefit Fund

» Member Choice Program
» Panel Providers

Member Choice Program

Member Choice was designed to give you access to a hospital network and a primary care provider within it who will coordinate your care. And, with Member Choice there are no referrals and no out-of-pocket costs or deductibles for covered services. You can choose from 14,000 physicians affiliated with more than 70 Member Choice hospitals. In fact, Member Choice is so flexible you can choose a different doctor and hospital network for yourself and each of your covered family members!

There are other benefits to Member Choice. When you enroll in Member Choice, you will double your lifetime maximum benefit to $1,000,000 and enjoy an  enhanced dental benefit up to $3,000 per year. 

» Enroll in Member Choice

To locate a hospital network and provider convenient to you, please refer to our Member Choice Directory.

Panel Providers
In addition to Member Choice providers, you can get the care you need by using any participating provider on the Benefit Fund's panel. These 6,000 healthcare professionals across New York City, Westchester and Long Island accept the Benefit Fund's payment for most services. Remember — if you are referred to non-participating providers, including physicians or services such as anesthesiology, radiology or lab procedures — you could face high out-of-pocket costs. Always check to make sure your provider is in the Benefit Fund's network. You can search the Panel Provider Directoryhere.

Need Care Outside of New York City?
Find a participating provider in New York State , New Jersey or outside of New York and New Jersey .

For lab and radiology services, make sure you use a participating provider.