NBF Retiree Healthcare
For 62.5/25 Retirees*
*Retirees born before July 1, 1959, are eligible for retiree health benefits at age 62 with 20 years of service.
For Care Outside New York City
- Choose providers from the Benefit Fund or the Aetna Signature Administrators network.
- All Aetna Signature providers accept the Benefit Fund’s payment for most services.
- No referrals and no out-of-pocket costs or deductibles for covered services.
Mental and Behavioral Health
Forms for Members
Summary Plan Descriptions (SPDs)
HIPAA Notice of Privacy Practices
Summary of NBF Retiree Health Benefits
To Retire with National Benefit Fund Health Benefits
Years of Service
Coverage (WC I)(Must retire from active service)
|62.5–64*||25||Full (active) benefits, excluding dental|
|65+||10||1199SEIU Aetna Medicare Advantage Plan: You must be enrolled in both Medicare Part A (hospital) and Medicare Part B (medical). Includes Rx, vision, hearing, dental, life insurance, burial and 50% Part B premium reimbursement.|
Dental Plus Plan: Includes dental, vision, limited hospital indemnity and spousal coverage**
Prescription Plan: Includes vision, hearing, Rx and spousal coverage**
*Members born before July 1, 1959, or commencing benefit payments prior to January 1, 2019, are eligible for retiree health benefits at age 62 with 20 years of service.
**Eligible members retiring at age 60–64 are eligible for the “65+” benefits when they turn 65 and enroll in Medicare. Eligible members retiring at age 55–59 are only eligible for the Prescription Plan when they turn 65 and enroll in Medicare.
Age 62.5 with 25 Years of Service*
If you retire at age 62.5 with at least 25 years of credited service and/or vesting service, you are eligible for coverage that includes hospital, medical, vision, hearing, prescription drugs, life insurance, burial and spouse coverage.
*If you were born before July 1, 1959, you can collect a full pension at 62 with 20 years of credited service and/or vesting service.