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NBF Retirees: One Nationwide Health Plan for All NBF Retirees

All eligible NBF retirees enrolled in the 1199SEIU Aetna Medicare Advantage Plan have access to a large nationwide network of physicians and rated highly for quality and service.

Here’s what you get under the plan:

  • Medical, hospital and prescription benefits
  • No co-pay for primary care office visits
  • Dental, vision and hearing benefits

You are also eligible to receive 50 percent Medicare Part B premium reimbursement, burial and life insurance directly from the National Benefit Fund.

Updated Aetna Benefits During the COVID-19 Outbreak

Resources

Visit the 1199SEIU Medicare Advantage Plan Site

  • Find a Provider
  • Learn About Your Coverage and Benefits
  • Get Help and more

Summary of NBF Retiree Health Benefits

To Retire with National Benefit Fund Health Benefits

Age

Years of Service

Coverage (WC I)

(Must retire from active service)

62.5–64* 25 Full (active) benefits, excluding dental
65+ 10 1199SEIU Aetna Medicare Advantage Plan: You must be enrolled in both Medicare Part A (hospital) and Medicare Part B (medical). Includes Rx, vision, hearing, dental, life insurance, burial and 50% Part B premium reimbursement.
55–64 10 Dental Plus Plan: Dental; vision; limited hospital indemnity; spouse coverage**

OR

Prescription Plan: Vision; hearing; Rx; spouse coverage**

*Members born before July 1, 1959, or commencing benefit payments prior to January 1, 2019, are eligible for retiree health benefits at age 62 with 20 years of service.

**Eligible members retiring at age 60–64 are eligible for the “65+” benefits when they turn 65 and enroll in Medicare. Eligible members retiring at age 55–59 are only eligible for the Prescription Plan when they turn 65 and enroll in Medicare.

NBF Retiree Health Benefits Overview

Age 65 with 10 Years of Service

If you retire at or after age 65 with Wage Class I benefits and at least 10 years of credited service and/or vesting service, you’ll receive your health coverage through the 1199SEIU Aetna Medicare Advantage Plan. To get these benefits, you must be enrolled in both Medicare Part A (hospital) and Medicare Part B (medical) to supplement traditional Medicare, including Part B partial reimbursement, full prescription drug coverage, vision and dental, life insurance, burial and spouse coverage.

Members who retire at any age on a Disability Pension, with at least 10 years of credited service and/or vesting service, are eligible for age 62.5–64 benefits until they become eligible for Medicare; then they will receive the same retiree health benefits that members retiring with a Normal Pension Benefit receive when they reach age 65.

Age 62.5 with 25 Years of Service*

If you retire at age 62.5 with at least 25 years of credited service and/or vesting service, you are eligible for coverage that includes hospital, medical, vision, hearing, prescription drugs, life insurance, burial and spouse coverage.

*If you were born before July 1, 1959, you can collect a full pension at 62 with 20 years of credited service and/or vesting service.

Age 55 with 10 Years of Service

If you retire at age 55 with at least 10 years of credited service and/or vesting service, you are eligible for:

The Early Retiree Dental Plus Plan, which includes dental and vision benefits, a hospital indemnity plan and spouse coverage;

OR

The Early Retiree Prescription Plan, which includes prescription drug coverage, vision and hearing benefits and spouse coverage.

If you retire between ages 60 and 64, you will receive the same retiree health benefits that members retiring with a Normal Pension Benefit receive when you reach age 65 and are Medicare-eligible.

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