NBF Retiree Healthcare
For 62.5/25 Retirees*
*Retirees born before July 1, 1959, are eligible for retiree health benefits at age 62 with 20 years of service.
For Care in New York City, Long Island and Westchester
- Access to more than 30,000 Benefit Fund providers
- 21,000 providers affiliated with our network hospitals
- Mental and behavioral health coverage
For Care Outside New York City
- Choose providers from the Benefit Fund or the Aetna Choice POS II.
- All Aetna Signature providers accept the Benefit Fund’s payment for most services.
- No referrals and no out-of-pocket costs or deductibles for covered services.
Are you a National Benefit Fund retiree? See healthcare for retirees.
Your Benefits
Summary of NBF Retiree Health Benefits
To Retire with National Benefit Fund Health Benefits
Age |
Years of Service |
Coverage (WC I)(Must retire from active service) |
|
| 62.5–64* | 25 | Full (active) benefits, excluding dental | |
| 65+ | 10 | 1199SEIU Aetna Medicare Advantage Plan: You must be enrolled in both Medicare Part A (hospital) and Medicare Part B (medical). Includes Rx, vision, hearing, dental, life insurance, burial and 50% Part B premium reimbursement. | |
| 55–64 | 10 |
Dental Plus Plan: Includes dental, vision, limited hospital indemnity and spousal coverage** OR Prescription Plan: Includes vision, hearing, Rx and spousal coverage** |
|
*Members born before July 1, 1959, or commencing benefit payments prior to January 1, 2019, are eligible for retiree health benefits at age 62 with 20 years of service.
**Eligible members retiring at age 60–64 are eligible for the “65+” benefits when they turn 65 and enroll in Medicare. Eligible members retiring at age 55–59 are only eligible for the Prescription Plan when they turn 65 and enroll in Medicare.