Financial Wellness and Homebuyer Education

If you’re looking to buy a home – or stay in the home you already own – repair your credit, pay down your debt or just learn more about how to manage your money and make sound financial decisions, our Financial Wellness and Homebuyer Education Program is the place to turn.

Purchasing a home is one of the most complicated — and costly — decisions you may make. Your Benefit Fund can help take the guesswork out of the process. Our staff will help you secure an affordable, low-interest mortgage from a lender you can trust. And, if you’re vested in the Health Care Employees Pension Fund or the Greater New York Pension Fund, you may be able to borrow from your pension to cover the closing costs for a house, co-op or condominium.

Home Ownership Opportunities & Support Resources

Find programs run by New York City’s Department of Housing Preservation and Development as well as by our partners at non-profit agencies and other organizations that offer homebuying assistance.

Pension Loan Program

To see if you qualify to borrow from your pension to cover the closing costs for a new home, fill out a Request for Pension Loan Estimate form.

If you would like more information, you can email us at FinancialWellness@1199Funds.org or call (646) 473-9200.