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  • Protected: Update Your Beneficiaries

    Protected: Update Your Beneficiaries

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  • Protected: Know Your Net Worth

    Protected: Know Your Net Worth

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  • Protected: Write Out Your Debt

    Protected: Write Out Your Debt

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  • Protected: No-Spend Day

    Protected: No-Spend Day

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  • Protected: Pack Your Lunch

    Protected: Pack Your Lunch

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  • Protected: Pay More Than the Minimum

    Protected: Pay More Than the Minimum

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  • Protected: Check Your Credit Report

    Protected: Check Your Credit Report

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  • Suspect Fraud or Abuse? Report It to the Fund!

    Suspect Fraud or Abuse? Report It to the Fund!

    Most healthcare providers are trustworthy and committed to patient-centered care, but as in any large industry, mistakes can be made, and some providers may even try to take advantage of the system. To help protect yourself and the Fund against fraud and abuse, remember to read your Explanation of Benefits (EOB) statements carefully when you receive them in the mail (or use My Account to review your claims activity online), and make sure the care you received is billed correctly. If you notice anything unusual on your EOB statements or when you access My Account, such as charges for services you did not receive, or if you believe a provider has misused the Fund’s benefits for any reason, please email our tip line at BenefitFraud@1199Funds.org or call our Fraud and Abuse Hotline at (646) 473-6148. If you wish, you can report suspected fraud anonymously. With your help, we can preserve valuable healthcare dollars and protect all of our members’ benefits.

  • Loneliness Can Be Hazardous to Your Health

    Loneliness Can Be Hazardous to Your Health

    With busy schedules, some quiet time alone may seem like a welcome break, but growing research shows that chronic loneliness can have negative effects on both our mental and physical health. Conditions such as obesity or diabetes are both serious and widespread, but several extensive studies over the last few years have shown that the potential effects of loneliness on overall health, including depression, heart disease and cognitive decline, can be an even greater hazard to your health. Although most studies of the effects of loneliness have looked only at older people, an analysis of 70 studies that included 3.4 million people of all ages found that loneliness peaks in adolescents and young adults, then rises again as people age, into their eighties and beyond.

    One study found that the health effects of loneliness were comparable to the risks associated with smoking, excessive alcohol consumption and obesity. Why? Being in the physical presence of others may affect our levels of cortisol, or stress hormones. Being socially connected to others can also play a protective role, encouraging us to adopt healthy eating habits or engage in pleasing activities while avoiding negative behaviors like watching too much TV.

    Of course, most everyone may feel lonely from time to time, but feelings of loneliness that persist are cause for concern. In our fast-paced world, there are many factors that contribute to loneliness, such as feeling overwhelmed, or having erratic sleep schedules or physical limitations that prevent you from socializing. In addition, while there are more opportunities than ever to connect electronically, social media platforms often offer superficial connections that can be isolating, causing many people to become accustomed to only engaging with the world through a screen.

    Loneliness can leave you feeling overwhelmed and helpless, but there are small steps you can take to connect with others.

    Ease Your Mind with Sleep

    Developing a regular sleep pattern—7 to 9 hours per night–can lower stress levels, which can help you feel less anxious about connecting with others.

    Reach Out–Slowly

    Meeting a friend for a walk, a movie or dinner is an easy way to socialize meaningfully, and gives you the opportunity to strengthen connections and share your thoughts.

    Try a New Hobby

    Participating in an activity in a group setting, such as a knitting group or a cooking class, allows you to do something you enjoy, while engaging with people with like-minded interests.

    Consider Volunteering

    Contributing a skill or time to a worthy cause is a great way to clear your thoughts, help others and make an impact in your community.

    Sources: WebMD, Heart (BMJ Journals)

  • A Healthy Lifestyle Helps Prevent Hypertension

    A Healthy Lifestyle Helps Prevent Hypertension

    A Healthy Lifestyle Helps Prevent Hypertension

    Hypertension, or high blood pressure, is a dangerous condition that affects about 30 percent of 1199SEIU members. It is often called the “silent killer” because it typically has no warning signs or symptoms, and many people do not know they have it. There’s only one way to know whether you have hypertension—have a doctor or other healthcare professional measure your blood pressure. Your healthcare benefits give you access to quality care, so be sure to have your blood pressure checked at least once a year. Hypertension causes your heart to work harder than it’s designed to, which can damage your blood vessels and, in turn, your heart. Over time, this puts you at higher risk of serious health problems, including heart attack, heart failure and stroke. You’re more likely to develop hypertension if you smoke cigarettes, have a family history of the condition, are diabetic, overweight or obese, or do not exercise. Some things you can do to help prevent or treat hypertension are to stop smoking, exercise regularly, eat a nutritious diet and limit your sodium and alcohol intake.